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Executive Disability Income

Offering coverage that surpasses Group Long-Term Disability can be a game changer.

Evaluating existing disability coverage plans is crucial when designing a new plan that integrates group disability coverage with individual disability coverage. Providing executives with a portable, individually owned disability benefit—Executive Disability Income (EDI)—that replaces income at a higher percentage than Group LTD’s, can positively differentiate the company in retaining and attracting top-tier talent.

Stacked Policies Chart-1

• GI = Guaranteed Issue​
• Eligible compensation covered by EDI includes salary, bonus, commission and equity forms of compensation (e.g., stock options).​
• 100% participation can be achieved if company pays for first $1,000 of benefit, which results in discounted EDI premiums. 
• Maximum GI benefit subject to level of participation.

Schedule a meeting with Mezrah Consulting to dive deeper into the advantages of offering EDI’s as part of an executive plan strategy.