Skip to content
+1.813.367.1111
    Login page Login
    Contact

      Financial Institutions & Insurance Companies

      BOLI and iCOLI

      Specialized Services for Financial and Insurance Companies 

      For over 30 years, we have specialized in providing financial services to institutions, focusing on repositioning bank assets into tax-favored structures and developing executive benefit plans. Additionally, we offer expertise in insurance company-owned life insurance (iCOLI), helping insurance companies optimize risk/return objectives, enhance earnings, strengthen surplus and financial resilience, and navigate complex regulatory requirements.

      background image-01

      What is BOLI?

      Learn More

      BOLI stands for “bank-owned life insurance” and provides financial institutions with a tax-effective way to fund employee benefit programs.

      background image-01

      What is iCOLI?

      Learn More

      iCOLI is a life insurance asset where the insurance company is the purchaser, beneficiary and owner of policies on the lives of their highly compensated executives. It is usually funded with a single premium payment. iCOLI earnings are income tax free and based on a diversified investment portfolio.

      BOLI Audit 

      A BOLI audit offers a comprehensive assessment of the liquidity, transaction/operational, tax, insurable interest, reputation, credit, yields, cost, and compliance/legal risks associated with the bank’s BOLI investment.

       

       

      Learn More

      iCOLI Overview

      Insurance companies looking for options that optimize their risk/return objectives, improve earnings, surplus and financial strength while also complying with complex insurance regulations find iCOLI to be an attractive and viable investment structure.

       

      Learn More

      BOLI Rescue®

      Free up capital, obtain liquidity and potentially earn higher rates of return.

      Legacy policies leave some banks with all or a portion of their BOLI performing well below acceptable net returns. Start with an analysis of your current BOLI assets, including yields and insurance costs, as well as legacy investment returns to find out if BOLI Rescue is an option for your organization.

       

      Learn More About BOLI Rescue