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Loan Regime Split Dollar

A different approach to the Split Dollar strategy.

A loan regime split dollar plan is a type of split-dollar life insurance arrangement where an employer lends money to an employee to pay for a life insurance policy premium. The employee still owns the policy and gives the employer an interest in it as collateral. The employer pays the premiums, which are considered loans from the employer to the employee.

 

How it Works...

Load Regime split dollar Chart-3

Loan Regime Plan Mechanics

Loan Regime LRSD  Plan Mechanics-1

Hypotheical example only.

 

Schedule a meeting with Mezrah Consulting to learn more about how the Loan Regime works.