Click here to request an article about “Recover Losses in Your 401(k) with a Deferred Compensation Plan.” The value of leveraging a deferred compensation plan during a time when values in 401(k) plans have been significantly impaired can be substantial. Being able to better control the timing on rebuilding pre-tax retirement plan accounts is paramount from a wealth building and goal planning perspective. Although there are limitations on what can be deferred into a 401(k) plan annually, there are comparably little to no limitations on the amount that can be deferred into a deferred compensation plan.